Free Up YOUR Time, Let UCA Work for YOU!


Premium Provider of Charge Accounts and Billing Services

Accounts Receivable Funding

Billing Services

Marketing Solutions

Data Security


color-barThe Markets We Serve, Community Retailers, Single Store Owners, Regional Chains, Hardware Stores, Pharmacies, Specialty Store Retailerscolor-bar



60 Years in Business

Efficient Back Office Management

Safe and Secure

Excellent Customer Service

We Work With Businesses of All Sizes


Universal Charge Accounts has streamlined our monthly statement process, increased our cash flow and directly impacted the bottom line. The staff is incredible, helpful, responsive, and personable.
Call us at 1-800-873-8760 to Talk about Your Cash Flow and Billing Solutions.

Our Mission Statement

UCA manages charge accounts and critial back office operational functions for retailers across the United States. Our clients are community retailers, regional chains, and independently-owned pharmacies, hardware stores, and specialty retailers. Our goal is to help our clients improve profitability and efficiency by managing their in-house charge accounts receivables for them. With UCA, our clients improve cash flow, save time with UCA’s billing services, receive support to reduce past due receivables, and benefit from personalized marketing statments. UCA’s mission is to nurture and maintain a mutually profitable long-term relationship with our clients, and to be recognized as a valuable service to community retailers.