UCA serves independent and regional chain drug stores and pharmacies, hardware stores and building supply centers, as well as specialty retailers and businesses, in suburban and rural communities across 28 states. Contact us to get started.

Drug Stores and Pharmacies come in many forms, from traditional drug stores providing valuable patient services to closed-door pharmacies serving patients in long-term care facilities including nursing homes.

UCA serves all types of community drug stores and pharmacies and recognizes that their relationships with their communities are vital to their success.

Pharmacies typically have more specific Accounts Receivable Funding and Billing needs, and in-house charge accounts help customers maintain a relationship with their community store. By providing these critical services, we are able to help better balance customer service with the cash flow needs. Contact us to get started.

Hardware Stores and Building Centers have a large and diverse product line that range from home building supplies and lumber to home improvement items and tools.

The diversity and range of products as well as seasonal ups and downs can cause cash flow challenges. UCA will fund new invoices at 100% of the face value, which provides cash-on-hand to pursue growth opportunities and trade discounts.

UCA’s billing services give hardware store owners and staff the freedom to work with their customers on their home and building needs. Contact us to get started.

Regional Chains find our full assortment of solutions – Accounts Receivable Funding, Billing Services, Marketing Solutions and Customer Reporting – help their group of stores run more effectively and efficiently.

Our services can be consolidated to handle the overall back office operations. We understand the high value each store within the chain places on its store services and customer care. With UCA providing back office support, regional chains can better focus on their core operations. Contact us to get started.

Single Store Owners will benefit from our full-service cash flow and billing services, which are in place to serve the independent store owner. We understand that store owners and their employees wear many hats and that they need to be available to focus on what they do best – providing excellent customer service. Our experienced team of professionals has been working with independent community retailers for many years. We get to know you and your customers. We know how to work with the store owner and staff to help manage your charge account program. Contact us to get started.

Specialty Retailers and Businesses often come to us with Accounts Receivable Funding or Billing Service needs, however, sometimes they need customized services because their businesses can be very different from others.

We are skilled and experienced in developing affordable customized solutions for many types of retailers and businesses such as Florists, Shoe Stores, Grocery Stores, Soda Shops, as well as Subscription Service companies and more.

We work closely with each type of specialty retailer and business to help you become more operationally efficient and effective. Contact us to get started.


Universal Charge Accounts, Inc.
PO Box 111323
Pittsburgh, PA 15238

Fax 1-412-243-0122

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